Representative Example for Personal Contract Purchase (PCP): Cash price £25,945.00, Annual Interest Rate (fixed) 4.5% p.a., with a representative 8.9% APR, total amount of credit £25,945.00, deposit of £0.00, an initial payment of £515.55, followed by 47 monthly payments of £515.55 with a final payment of £7,155.00, total amount payable is £31,901.40, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return